Required Documents


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FULLY DOCUMENTED LOAN

  • Three most recent monthly bank statements.

  • Pay Stubs covering the last thirty (30) days.

  • Past two (2) years W-2 statements.

  • For a refinance, a copy of the deed, and most recent tax bill.

  • For Purchase Loans, a copy of the purchase and sale agreement.

  • If you are currently renting, name and address of your current landlord.

  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts, if any.

  • Copies of any stocks or certificates of deposits, if any.

  • If divorced, a fully executed divorce decree.

  • A letter of explanation for any known credit problems.

Stated Income Loan

Self employed borrowers or Wage Earner.

  • Call Loan Specialist at (951)343-9447.

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

 

 

 

   

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